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What are the different ways to take payment by card?

ByClare Louise

Nov 22, 2020

There are mainly two ways to take card payments online that is credit card payment and debit card payment. Online payment can be made directly from the account transfer, or you can do it by either swiping the card in the machine or paying by the online portal.

You can also use the payment gateways like PayPal, WorldPay online gateways. These Gateways offer the customers a safe and also secure way to make payment for the items that they have purchased by paying online using any payment gateway but mostly every business use PayPal gateway as it is the safe and most secure gateway.

In this article, we will show you how to take card payment online from the debit card.

Debit card

A debit card is also a way to make payment online and is also considered as the cheapest way to make the payment because you pay the money directly from your savings account that you have in the bank.

Like all the other type of online payment, you can also pay with a debit card in different ways.

How to accept payment from debit card

If you prefer to pay from your debit card, then the business should have their personal SUN plus interest in BACS accredited by Bacstel-IP software.

SUN:- SUN is a dealer account for yourself, and you can take this type of account by talking to your bank or via the Direct Debit bureau.

Most of the banks offer these services like HSBC, RBS and Barclay’s etc.

For a business to start taking online payment, you have to talk to the bank then if you want an API for your business that is an Automatic service or online payment specialist so you should go cardless.

  • BACS approved Bacstel-IP software:-

 BACS is a software that is approved by Bacstel-IP software and customer service because of its:-

  • Easy to use and secure connections.
  • Bank account validation prior to submission of transfer file.
  • It is complying with Bacstel-IP interface for digital signature and also following the SSL ( Secure Socket Layer ) standards.

Bacstel IP software lets you access the BACS system so that you can take direct debit card payments online.

  • Direct Debit bureau:-

 The direct Debit bureau is a third party which handles direct debit payment on behalf of your SUN or the bureau’s SUN to allow you to take payment from debit card either online or offline.

A Bureau is a great idea to take if you are starting your business from scratch and do not know how to take card payment either online or offline.

  •  Direct Debit Management Software:-

 It is comprehensively a complete ensemble that embraces its integration with other famous software like SEPA, SWIFT and BACS.

This software is good for your business as you want to take card payment offline or online from debit card and also cheque.

I hope you get the information you were looking for in this article.